My prompt isn’t the same question, but I thought I’d choose one that had similar consequences. Your main characters is alone by a body of water and sees someone who looks like he’s drowning. What does she do?
If she’s a strong swimmer, does she try to rescue him? What if she isn’t? Does she still try? Should she try to get help? Or risk her life? The answers depend on your character, whether the incident is at the beginning, middle, or end of your plot, and what theme you are trying to explore. If the drowning or near-drowning kicks off a story, I’ll treat it differently than if it was the climax.
So what’s the story you imagine from this photo?